信用证的概念

XINYONGZHENG（Letter of Credit ,L/C)SHIZHIYOUYINXING（KAIZHENGXING）YIZHAO（SHENQINGRENDE）YAOQIUHEZHISHIHUOZIJIZHUDONG，ZAIFUHEXINYONGZHENGTIAOKUANDETIAOJIANXIA，PINGGUIDINGDANJUXIANGDISANZHE（）HUOQIZHIDINGFANGJINXINGFUKUANDESHUMIANWENJIAN。JIXINYONGZHENGSHIYIZHONGYINXINGKAILIDEYOUTIAOJIANDECHENGNUOFUKUANDESHUMIANWENJIAN。

黑龙江体彩网 ZAIGUOJIMAOYIHUODONG，MAIMAISHUANGFANGKENENGHUBUXINREN，MAIFANGDANXINHOU，MAIFANGBUANHETONGYAOQIUFAHUO；MAIFANGYEDANXINZAIFAHUOHUOTIJIAOHUOYUNDANJUHOUMAIFANGBUFUKUAN。YINCIXUYAOLIANGJIAYINXINGZUOWEIMAIMAISHUANGFANGDEBAOZHENGREN，DAIWEISHOUKUAN，YIDAITI。YINXINGZAIZHEIYIHUODONGZHONGSUOSHIYONGDEGONGJUJIUSHIXINYONGZHENG。

黑龙江体彩网 KEJIAN，XINYONGZHENGSHIYINXINGYOUTIAOJIANBAOZHENGFUKUANDEZHENGSHU，CHENGWEIGUOJIMAOYIHUODONGZHONGCHANGJIANDE。ANZHAOZHEIZHONGJIESUANFANGSHIDEYIBANGUIDING，MAIFANGXIANJIANGHUOKUANJIAOCUNYINXING，YOUYINXINGKAILIXINYONGZHENG，TONGZHIYIDIMAIFANGKAIHUYINXINGZHUANGAOMAIFANG，MAIFANGANHETONGHEXINYONGZHENGGUIDINGDEFAHUO，YINXINGDAIMAIFANGFUKUAN。

黑龙江体彩网 XINYONGZHENGFANGSHIYOUSANGETEDIAN：

黑龙江体彩网 YISHIXINYONGZHENGSHIYIXIANGZIZUWENJIAN（self-sufficient instrument）。XINYONGZHENGBUYIFUYUMAIMAIHETONG，YINXINGZAISHENDANSHIQIANGDIAODESHIXINYONGZHENGYUJICHUMAOYIXIANGFENLIDESHUMIANXINGSHISHANGDERENZHENG；

ERSHIXINYONGZHENGFANGSHISHICHUNDANJUYEWU（pure documentary transaction）。XINYONGZHENGSHIPINGDANFUKUAN，BUYIHUOWUWEIZHUN。ZHIYAODANJUXIANGFU，KAIZHENGXINGJIUYINGWUTIAOJIANFUKUAN；

黑龙江体彩网 SANSHIKAIZHENGYINXINGFUSHOUYAOFUKUANZEREN（primary liabilities for payment）。XINYONGZHENGSHIYIZHONGYINXINGXINYONG，TASHIYINXINGDEYIZHONGDANBAOWENJIAN，KAIZHENGYINXINGDUIZHIFUYOUSHOUYAOFUKUANDEZEREN。

 

信用证的当事人

YI、KAIZHENGREN

黑龙江体彩网 ZHIXIANGYINXINGSHENQINGKAILIXINYONGZHENGDEREN，ZAIXINYONGZHENGZHONGYOUCHENGKAIZHENGREN。

YIWU：GENJUHETONGKAIZHENG；XIANGYINXINGJIAOFUBILIYAJIN；JISHIFUKUANSHUDAN

黑龙江体彩网 QUANLI：YAN、TUISHUDAN；YAN、TUIHUO（JUNYIXINYONGZHENGWEIYIJU）

黑龙江体彩网 SHUOMING：KAIZHENGSHENQINGSHUYOULIANGBUFENJIDUIKAIZHENGXINGDEKAIZHENGSHENQINGHEDUIKAIZHENGXINGDESHENGMINGHEBAOZHENG（SHENMINGSHUDANFUKUANQIANHUOWUSUOYOUQUANGUIYINXING；KAIZHENGXINGJIQIDAILIXINGZHIFUDANJUBIAOMIANSHIFOUHEGEZHIZE；KAIZHENGXINGDUIDANJUCHUANDIZHONGDECHACUOBUFUZE；DUI“BUKEKANGLI”BUFUZE；BAOZHENGDAOQIFUKUANSHUDAN；BAOZHENGZHIFUGEXIANGFEIYONG；KAIZHENGXINGYOUQUANSUISHIZHUIJIAYAJIN；YOUQUANJUEDINGHUOWUDAIBANBAOXIANHEZENGJIABAOXIANJIBIEERFEIYONGYOUKAIZHENGSHENQINGRENFUDAN。

ER、SHOUYIREN

ZHIXINYONGZHENGSHANGSUOZHIDINGDEYOUQUANSHIYONGGAIZHENGDEREN，JICHUKOURENHUOSHIJIGONGHUOREN。

YIWU：SHOUDAOXINYONGZHENGHOUYINGJISHIYUHETONGHEDUI，BUFUZHEJINZAOYAOQIUKAIZHENGXINGXIUGAIHUOJUJUEJIESHOUHUOYAOQIUKAIZHENGSHENQINGRENZHISHIKAIZHENGXINGXIUGAIXINYONGZHENG；RUJIESHOUZEFAHUOBINGTONGZHISHOUHUOREN，BEIQIDANJUZAIGUIDINGSHIJIANXIANGYIFUXINGJIAODANYIFU；DUIDANJUDEZHENGQUEXINGFUZE，BUFUSHIYINGZHIXINGKAIZHENGXINGGAIDANZHISHIBINGRENGZAIXINYONGZHENGGUIDINGQIXIANJIAODAN。

QUANLI：BEIJUJUEXIUGAIHUOXIUGAIHOURENGBUFUYOUQUANZAITONGZHIDUIFANGHOUDANFANGMIANCHEXIAOHETONGBINGJUJUEXINYONGZHENG；JIAODANHOURUOKAIZHENGXINGDAOBIHUOWULIJUFUKEZHIJIEYAOQIUKAIZHENGSHENQINGRENFUKUAN；SHOUKUANQIANRUOKAIZHENGSHENQINGRENPOCHANKETINGZHIHUOWUZHUANGYUNBINGZIXINGCHULI；RUOKAIZHENGXINGDAOBISHIXINYONGZHENGHAIWEISHIYONGKEYAOQIUKAIZHENGSHENQINGRENLINGKAI。

SAN、KAIZHENGXING

黑龙江体彩网 ZHIJIESHOUKAIZHENGSHENQINGRENDEWEITUOKAILIXINYONGZHENGDEYINXING，TACHENGDANBAOZHENGFUKUANDEZEREN。

YIWU：ZHENGQUE、JISHIKAIZHENG；CHENGDANDIYIXINGFUKUANZEREN

QUANLI：SHOUQUSHOUXUFEIHEYAJIN；JUJUESHOUYIRENHUOYIFUXINGDEBUFUDANJU；FUKUANHOURUKAIZHENGSHENQINGRENWULIFUKUANSHUDANSHIKECHULIDAN、HUO；HUOBUZUKUANKEXIANGKAIZHENGSHENQINGRENZHUISUO。

SI、TONGZHIXING

指受开证行的委托，将信用证转交出口人的银行，它只证明信用证的真实性，不承担其他义务，是出口地所在银行。需要证明信用证的真实性；转递行只负责照转。

WU、YIFUYINXING

指愿意买入受益人交来跟单汇票的银行。根据信用证开证行的付款保证和受益人的请求，按信用证规定对受益人交付的跟单汇票垫款或贴现，并向信用证规定的付款行索偿的银行（又称购票行、押汇行和贴现行；一般就是通知行；有限定议付和自由议付）。

YIWU：YANGESHENDAN；DIANFUHUOTIEXIANGENDANHUIPIAO；BEIPIXINYONGZHENG；

黑龙江体彩网 QUANLI：KEYIFUYEKEBUYIFU；YIFUHOUKECHULI（HUOYUN）DANJU；YIFUHOUKAIZHENGXINGDAOBIHUOJIEKOUJUFUKEXIANGSHOUYIRENZHUIHUIDIANKUAN。

LIU、FUKUANYINXING

指信用证上指定付款的银行，在多数情况下，付款行就是开证行。对符合信用证的单据向受益人付款的银行（可以是开证行也可受其委托的另家银行）。

YOUQUANFUKUANHUOBUFUKUAN；YIJINGFUKUAN，WUQUANXIANGSHOUYIRENHUOHUIPIAOCHIYOURENZHUISUO。

QI、BAODUIXING

SHOUKAIZHENGXINGWEITUODUIXINYONGZHENGYIZIJIMINGYIBAOZHENGDEYINXING。

JIAPI“BAOZHENGDUIFU”；BUKECHEXIAODEQUEDINGCHENGNUO；DULIDUIXINYONGZHENGFUZE，PINGDANFUKUAN；FUKUANHOUZHINENGXIANGKAIZHENGXINGSUOCHANG；RUOKAIZHENGXINGJUFUHUODAOBI，ZEWUQUANXIANGSHOUYIRENHEZHUISUO。

BA、CHENGDUIXING

黑龙江体彩网 ZHIDUISHOUYIRENTIJIAODEJINXINGCHENGDUIDEYINXING，YISHIFUKUANXING。

JIU、CHANGFUXING

指受开证行在信用证上的委托，代开证行向议付行或付款行清偿垫款的银行（又称清算行）。

黑龙江体彩网 ZHIFUKUANBUSHENDAN；ZHIGUANCHANGFUBUGUANTUIKUAN；BUCHANGFUSHIKAIZHENGXINGCHANGFU。