黑龙江体彩网

当前位置:首页>文章中心>行业知识>T/T、L/C、D/P的区别

T/T、L/C、D/P的区别

发布时间:2018-08-13 点击数:2342


一、电汇---Telegraphic Transfer T/T

电汇是汇出行应汇款人的申请,拍发加押电报或电传(Tested Cable/Telex)或者通过SWIFT给国外汇入行,指示其解付一定金额给收款人的一种汇款结算方式。
电汇以电报、电传作为结算工具,安全迅速、费用也较高,由于电报电传的传递方向与资金的流向是相同的,因此电汇属于顺汇。

T/T,虽然有一定的风险,但是费用低,现在在世界的外贸付款方式中很流行.
一共有几种方式吧,
1.100%前TT,这种方式很少见,如果你的客人在下单的时候给你100%TT过来,那么你走运了.这个客人应该是老客人或者金额比较小才会这么做.
2.100%后TT,这个有一定的风险性,除非是老客人,否则我们就太被动了,随时都有可能钱货两空,付不付款全靠客人的信用.
3.30%前TT(作定金),70%后TT,见提单付本付款,这种是最为常见的.


二、信用证(Letter of CreditL/C

XINYONGZHENG(Letter of Credit,L/C),SHIZHIYINGSHENQINGRENDEYAOQIUBINGANQIZHISHIXIANGDISANFANGKAILIDEZAIYOUYIDINGJINEDE,ZAIYIDINGDENEIPINGFUHEGUIDINGDEFUKUANDESHUMIANBAOZHENGWENJIAN。XINYONGZHENGSHIZHONGZUIZHUYAO、ZUICHANGYONGDEZHIFUFANGSHI。

主要内容:

1、DUIXINYONGZHENGBENSHENDESHUOMING。RUQI、XINGZHI、YOUXIAOQIJIDAOQI。

黑龙江体彩网 2、DUIHUOWUDEYAOQIU。GENJUHETONGJINXINGMIAOSHU。

黑龙江体彩网 3、DUIYUNSHUDEYAOQIU。

黑龙江体彩网 4、DUIDANJUDEYAOQIU,JIHUOWUDANJU、YUNSHUDANJU、JIQITAYOUGUAN。

5、TESHUYAOQIU。

6、KAIZHENGXINGDUISHOUYIRENJIHUIPIAOCHIYOURENBAOZHENGFUKUANDEZERENWENJU。

7、GUOWAILAIZHENGDADUOSHUJUNJIAZHU:“CHULINGYOUGUIDINGWAI,BENZHENGGENJUGUOJISHANGHUI《》JIGUOJISHANGHUI600HAOCHUBANWU (《》)BANLI。”

8、YINXINGJIANSUOCHANGTIAOKUAN(t/t reimbursement clause)。


XINYONGZHENGFANGSHIYOUSANGETEDIAN:

1、SHIXINYONGZHENGSHIYIXIANGZIZUWENJIAN(self-sufficient instrument)。XINYONGZHENGBUYIFUYUMAIMAIHETONG,YINXINGZAISHIQIANGDIAODESHIXINYONGZHENGYUJICHUMAOYIXIANGFENLIDESHUMIANXINGSHISHANGDERENZHENG;

2、SHIXINYONGZHENGFANGSHISHICHUNDANJUYEWU(pure documentary transaction)。XINYONGZHENGSHIPINGDANFUKUAN,BUYIHUOWUWEIZHUN。ZHIYAODANJUXIANGFU,KAIZHENGXINGJIUYINGWUTIAOJIAN;

3、SHIKAIZHENGYINXINGFUSHOUYAOFUKUANZEREN(primary liabilities for payment)。XINYONGZHENGSHIYIZHONGYINXINGXINYONG,TASHIYINXINGDEYIZHONGDANBAOWENJIAN,KAIZHENGYINXINGDUIZHIFUYOUSHOUYAOFUKUANDEZEREN。


黑龙江体彩网 XINYONGZHENGZHONGLEI:

黑龙江体彩网 YIKAIZHENGXINGSUOFUDEZERENWEIBIAOZHUNKEYIFENWEI:

黑龙江体彩网 ①(Irrevocable L/C)。ZHIXINYONGZHENGYIJINGKAICHU,ZAIYOUXIAOQINEI,WEIJINGSHOUYIRENJIYOUGUANDANGSHIRENDETONGYI,KAIZHENGXINGBUNENGPIANMIANXIUGAIHECHEXIAO,ZHIYAOSHOUYIRENTIGONGDEDANJU FUHEXINYONGZHENGGUIDING,KAIZHENGXINGBIXULVXINGFUKUANYIWU。

②(Revocable L/C)。KAIZHENGXINGBUBIZHENGDESHOUYIRENHUOYOUGUANDANGSHIRENTONGYIYOUQUANSUISHICHEXIAODEXINYONGZHENG,YINGZAIXINYONGZHENGSHANGZHUMING“KECHEXIAO”ZIYANG。DAN《UCP500》GUIDING: ZHIYAOSHOUYIRENYIXINYONGZHENGTIAOKUANGUIDINGYIDEDAOLEYIFU、CHENGDUIHUOYANQIFUKUANBAOZHENGSHI,GAI XINYONGZHENGJIBUNENGBEICHEXIAOHUOXIUGAI。TAHAIGUIDING,RUXINYONGZHENGZHONGWEIZHUMINGSHIFOUKECHEXIAO, YINGSHIWEIBUKECHEXIAOXINYONGZHENG。

ZUIXINDE<>GUIDINGYINXINGBUKEKAILIKECHEXIAOXINYONGZHENG!


黑龙江体彩网 GENJUFUKUANSHIJIANBUTONG,KEYIFENWEI:

(L/C at sight)。指开证行或付款行收到符合信用证条款的跟单汇票或装运单据后,立即履行付款义务的信用证。

JIQIXINYONGZHENGFUKUANSHIJIANWEI:YINXINGSHOUDAODANJUHOU5GEGONGZUORINEI。

黑龙江体彩网 (Usance L/C)。ZHIKAIZHENGXINGHUOFUKUANXINGSHOUDAOXINYONGZHENGDEDANJUSHI,ZAIGUIDINGNEILVXINGFUKUANYIWUDEXINYONGZHENG。 (60TIAN.90TIAN.120TIAN)

黑龙江体彩网 YUANQIXINYONGZHENGKEYIZAIYINXINGSHENQINGTIEXIAN。


XINYONGZHENGCAOZUOLIUCHENG

(1)开证申请人根据合同填写开证申请书并交纳押金或提供其他保证,请开证行开证。

(2)KAIZHENGXINGGENJUSHENQINGSHUNEIRONG,XIANGSHOUYIRENKAICHUXINYONGZHENGBINGJIJIAOCHUKOURENSUOZAIDITONGZHIXING。

黑龙江体彩网 (3)TONGZHIXINGHEDUIWUWUHOU,JIANGXINYONGZHENGJIAOSHOUYIREN。

黑龙江体彩网 (4)SHOUYIRENNEIRONGYUHETONGGUIDINGXIANGFUHOU,ANXINYONGZHENGGUIDINGZHUANGYUNHUOWU、BEITUODANJUBINGKAICHUHUIPIAO,ZAIXINYONGZHENGYOUXIAOQINEI,SONGYIFUXINGYIFU。

黑龙江体彩网 (5)YIFUXINGANXINYONGZHENGTIAOKUANDANJUWUWUHOU,BAHUOKUANDIANFUJISHOUYIREN。

(6)YIFUXINGJIANGHUIPIAOHEHUOYUNDANJUJIKAIZHENGXINGHUOQITEDINGDEFUKUANXINGSUOCHANG。

(7)KAIZHENGXINGHEDUIDANJUWUWUHOU,FUKUANJIYIFUXING。

黑龙江体彩网 (8)KAIZHENGXINGTONGZHIKAIZHENGRENFUKUANSHUDAN。


三、D/P(documents against payment via bank)

D/P,YEJIUSHIYINXINGTUOSHOU,YISISHINIBADANJUJIAOJINIDEYINXING,NIDEYINXINGZAIJIJIDUIFANGYINXING(YIBANXUWEIKEHUZHIDINGDEYINXING)DUIFANGYINXINGSHOUDAODANHOUTONGZHIKEREN,KERENFULEQIANHOUNADAN.


D/PDECAOZUOLIUCHENG

黑龙江体彩网 D/P(FUKUANJIAODAN)ZUOWEITUOSHOUYEWUDEYIZHONGLEIXING,YOUFENWEILIANGZHONGJIBENDEJIAOYILEIXING:JIQID/PHEYUANQID/P。MUQIANGUOJIMAOYIJIESUANZHONG,GEFANGDOUZUNXUNGUOJISHANGHUIDE《TUOSHOUTONGYIGUIZE》(MUQIANSHIYONGDESHIGUOJISHANGHUICHUBANWUDI522HAO,SHIWUZHONGJIANCHENGURC522),LAICHULIYOUGUAND/PYEWU。

黑龙江体彩网 JIQIHEYUANQID/PDECAOZUOLIUCHENGJIBENRUXIA:

(1)MAIFANGHEMAIFANGZAIHETONGZHONGYUEDINGCAIYONGD/PFANGSHIJIESUAN,ZHEISHIJICHU;

(2)MAIFANGJIAOFUHUOWUHOUZHUNBEIQUANBUDANJU(BAOKUOHUOYUNDANZHENGRUTIDAN,HESHANGYEDANZHENGRUHUIPIAO、FAPIAODENG);

(3)MAIFANGXIANGQIWANGLAIWAIHUIYINXINGTICHUBANLID/PTUOSHOUDEYAOQIU,TIANXIETUOSHOUZHISHISHUBINGJIAOFUQUANBUDANJU;

黑龙江体彩网 (4)MAIFANGDEWAIHUIWANGLAIYINXINGSHENHEJIESHOUHOUSHOUXIATUOSHOUZHISHISHUHEQUANBUDANJU,BINGKAIJUSHOUTIAOJIMAIFANG;

黑龙江体彩网 (5)MAIFANGWANGLAIYINXINGJIANGQUANTAODANJUFENLIANGPIJISONGMAIFANGWANGLAIYINXING(GAIYINXINGKEYIYOUMAIFANGYINXINGZHIDINGYEKEYISHIMAIFANGZAITUOSHOUZHISHISHUZHONGMINGQUE,HOUZHEJUDUO);

(6)MAIFANGYINXINGSHOUDAOQUANBUDANJUHOUJIANGDANJUXIANGMAIFANGJINXINGTISHI;

黑龙江体彩网 (7)MAIFANGXIANGMAIFANGYINXINGZHIFUKUANXIANG(JIQID/PQINGKUANG),HUOZHEMAIFANGSHENHEDANJUHOUYUYICHENGDUIBINGZAIDAOQISHIFUKUAN(YUANQID/PDEQINGKUANG);

黑龙江体彩网 (8)MAIFANGYINXINGZAISHOUDAOMAIFANGKUANXIANGHOUJIANGQUANBUDANJUJIAOJIMAIFANG;

黑龙江体彩网 (9)MAIFANGYINXINGJIANGSHOUDAODEKUANXIANGZHUANJIAOJIMAIFANGYINXING,BINGYOUMAIFANGYINXINGZHUANJIAOJIMAIFANG。


ZAID/PYEWUZHONG,YINXINGBINGBUSHENHEDANJUDENEIRONG,YINXINGYEBUCHENGDANFUKUANYIWU。YINXINGZHISHITIGONGZHUANJIAODANJU、DAIWEITISHIDANJU、DAIWEISHOUKUANZHUANZHANGDENGFUWU。


黑龙江体彩网 ZAID/PCHUKOUYEWUZHONG,CHUKOUSHANGYINGDANGZHUYIRUXIAZHONGYAOWENTI:

1.D/PYEWUZHONG,CHUKOUSHANGHUODEHUOKUANDEBAOZHANGSHIJINKOUSHANGDEZIXIN,YINCIZHUZHONGJINKOUSHANGDEZHIFUNENGLIHESHANGYEXINYU,SHIDEDAOKUANXIANGDEZHONGYAOQIANTI。

黑龙江体彩网 2.ZAIHUOWUJIAOFUHOU,DANJUCONGCHUKOUSHANGDAOJINKOUSHANGDELIUZHUANGUOCHENGZHONG,YAOZHUYITOUGUODANJUDEKONGZHILAIKONGZHIHUOWU,ZAIJINKOUSHANGFUKUANZHIQIAN,YINGDANGLAOLAOKONGZHIDANJU。

黑龙江体彩网 3.SHIJIANZHONGCHANGCHANGCHUXIANWENTIDEDIFANG,DOUSHIZAIDANJUDELIUZHUAN、JIAOJIEDIAN,JICHUKOUSHANGJIAODAOYINXINGJIAOJIEDIAN、MAIFANGYINXINGDAOMAIFANGYINXINGDEJIAOJIEDIAN、MAIFANGYINXINGJIAODAOJINKOUSHANGDEJIAOJIEDIAN。YINCI,XUYAOKONGZHIHAOZHEIXIEJIAOJIEDIAN,DANJUYAOANZHAOGUIFANLIUZHUAN。

4.JINLIANGCAIYONGZHISHITIDANDEFANGSHI。ZHEIYANGKEYITONGGUOKONGZHITIDANLAIKONGZHIHUOWU。


D/PDEFENGXIAN

JINGUANLIANGZHONGQINGKUANGXIAJINKOUDIYINXINGBIXUZAIJINKOUSHANGFUKUANHOUCAINENGJIAOFUDANJUJIJINKOUSHANG,YINERLIANGZHEZAIFALVSHANGDEFENGXIANYINGDANGSHUOSHIYIYANGDE,DANSHIYOUYUSHANGYESHIJIANZHONGMIANLINDEFENGXIANBUTONG,CHUKOUSHANGZIXINGZHIJIEXIANGMAIFANGZHIDINGYINXINGTISHIFUKUANFENGXIANGENGDA。

GENJUGUOJISHANGHUI《TUOSHOUTONGYIGUIZE》DEGUIDING,ZHENGCHANGDETUOSHOUZUOFASHICHUKOUGONGSIWEITUOQIWANGLAIYINXINGBANLITUOSHOU,GAIXINGWEITUOSHOUXING,TUOSHOUXINGZAIZIXINGWEITUOJINKOUSHANGDEWANGLAIYINXINGHUOZHEWEITUOJINKOUSHANGZHIMINGDEYINXINGBANLITISHIFUKUANDENG(DAISHOUXING)。DANSHI,ZAITUOSHOUYEWUZHONG,TUOSHOUYINXINGBINGMEIYOUYIWUJIESHOUCHUKOUSHANGDEWEITUO。HUANYANZHI,ZAISHOUDAOTUOSHOUZHISHIHOU,YINXINGSHIYOUQUANJUJUEBANLIDE。

CHUKOUSHANGTONGGUOZIJIDEWANGLAIYINXING(TUOSHOUXING)BANLITUOSHOU,TUOSHOUXINGHUIANPAIDAISHOUXING(WULUNGAIXINGSHIFOUWEIJINKOUSHANGZHIMING,YEBULUNQISHIFOUWEIJINKOUSHANGDEWANGLAIYINXING)DAIWEIBANLITISHIHESHOUKUAN。TUOSHOUXINGDUIYUYOUJITUOSHOUDANZHENGGUOCHENGZHONGDEFENGXIAN,XUYAOXIANGCHUKOUSHANGCHENGDANYIWU。BINGQIE,RUGUOZAITISHIFUKUANGUOCHENGCHUXIANRENHEDEWENTI,TUOSHOUXINGHUIYUDAISHOUXINGJINXINGCHONGFENYOUXIAODELIANXI。

XIANGFAN,RUGUOCHUKOUSHANGZIXINGYOUJIDANZHENG,YIFANGMIANDANZHENGZAIYOUJITUZHONGHUISUN、MIESHIDEFENGXIANYAOYOUCHUKOUSHANGZIXINGCHENGDAN,LINGYIFANGMIAN,CHUKOUSHANGBINGBUSHIJINKOUDIYINXINGDEWANGLAIKEHU,JINKOUDIYINXINGDUIRUHEGUANLICITUOSHOUYEWUYEYOUKUNAO,CONGERDAOZHIGAIYINXINGCHULIGAITUOSHOUYEWUSHIHOUWUFANARUZHENGCHANGDEGUANLICHENGXU,ERXUYAOYUYITEBIECHULI。

LINGWAI,CHUKOUSHANGWANGWANGWUFAPANDUANJINKOUSHANGTIGONGZHIYINXINGZILIAODEZHUNQUEXING,BIRUYINXINGMINGCHENG、DIZHI。RUGUOMINGCHENGHEDIZHIYOUWU,KENENGDAOZHITARENSHOUXIQUANBUDANZHENG,ERKENENGDAOZHIBEIQITARENPINGZHENGBENDANJUTIQUHUOWU。ZAICHUKOUSHANGXUYIQIZHADEQINGKUANGXIA,ZHIJIEYOUJIDANJUWUYIHUIJIQIZHAZHEDAILAIHENDADEFANGBIAN。